Square
$10,000 in no-fee revenue
Airwallex is a modern financial solution that enables businesses to manage their international payments, cash flow, and financial operations globally. With an integrated infrastructure, Airwallex facilitates cross-border transfers, low-cost currency conversions, and local payments in over 100 countries, while offering pricing transparency and optimized processing speed.
The platform also offers multi-currency accounts, virtual and physical cards for business expenses, cash management tools, automated supplier payments, and integrations with leading accounting and ERP systems. Airwallex helps startups, SMEs, and large enterprises simplify their international financial flows, reduce banking fees, and accelerate their growth in global markets.
Why Airwallex?
Whether you are a business with international trade operations looking to save time and money as you grow, or a forward-thinking platform or marketplace ready to build your own financial products, Airwallex's cutting-edge technology can help you achieve your goals.
Your financial world on a single platform :
Airwallex is a financial solution designed for businesses that operate internationally. This Australian fintech company offers a unified platform that combines banking, payment management, and foreign exchange solutions, enabling businesses of all sizes to streamline their cross-border financial operations. Unlike traditional banks, which often charge high fees and have complex processes, Airwallex offers a modern and transparent approach to international financial services.
The tool stands out for its ability to eliminate costly intermediaries in international transactions, while providing full visibility into costs and exchange rates in real time. Companies can thus manage their global finances from a single interface, whether to collect payments from foreign customers, make international transfers, or optimize their multi-currency cash flow. This integrated approach is particularly well-suited to the needs of growing companies seeking to expand internationally quickly without being constrained by traditional banking systems.
The platform is designed for both tech startups and established companies, offering scalable features that adapt to growing transaction volumes and operational complexity. Airwallex focuses onintelligent automation and integration with existing tools, allowing finance teams to focus on strategy rather than repetitive administrative tasks.
This combination of features makes Airwallex an ideal solution for businesses looking to modernize their international financial infrastructure while maintaining precise control over their costs and cash flow.
Airwallex offers transparent pricing tailored to the needs of businesses of all sizes, from startups to multinationals. The platform stands out for its competitive rates on international transfers and its multi-currency accounts with no account maintenance fees.
Pricing varies depending on the services used, with flexible options for payments, corporate cards, and foreign exchange services. Airwallex uses a pay-as-you-go model that allows businesses to pay only for the services they actually use.
| Plan | Rates | Included |
|---|---|---|
| Global Account | Free | Multi-currency accounts, fund receipt, dashboard |
| Outgoing transfers | 0.3% to 1% | Real-time exchange rates by destination and currency |
| Business cards | Free | Virtual and physical cards, expense tracking |
| APIs and Integrations | As usual | Variable transaction fees, technical support included |
1️⃣ If you are a freelancer or consultant:
Wise (formerly TransferWise) positions itself as the most accessible option for freelancers who handle occasional international payments. The platform offers transparent fees that are generally lower than Airwallex’s for small transaction volumes, along with a particularly intuitive interface. You get multi-currency accounts with no account maintenance fees and a free debit card. Payoneer is also an excellent option, especially if you work with marketplaces like Upwork or Fiverr, as these platforms have native integration with it. The tool offers simplified invoicing features and allows you to receive payments in over 200 countries. For European freelancers, Revolut Business is worth considering, with its comprehensive banking features, unlimited virtual cards, and native accounting integrations with tools like QuickBooks or Xero—which are particularly useful for automating your day-to-day financial management.
2️⃣ If you are a startup:
Stripe Treasury offers a robust solution for tech startups looking to integrate financial services directly into their product. This solution allows you to create bank accounts that can be managed via API, making it particularly well-suited for fintech companies or marketplaces. The cash management features are advanced and integrate seamlessly with the existing Stripe ecosystem. Mercury stands out for U.S. startups or those with a U.S. entity, offering modern banking features, native accounting integrations, and responsive customer support. The interface is designed specifically for tech entrepreneurs. Qonto has established itself as the go-to choice in Europe for startups seeking a comprehensive business banking solution with team management features, unlimited virtual and physical cards, and automated accounting integrations. The French-language customer support and modern product approach are particularly appealing to innovative startups.
3️⃣ If you are a small business or an SME:
Currenxie offers a streamlined approach to international payments with competitive fees and an interface accessible to non-financial professionals. This platform is particularly well-suited for small and medium-sized businesses that regularly import or export goods, featuring currency hedging tools that are easy to understand and use. Remitly Business focuses on international transfers with volume-based tiered pricing, which benefits SMEs with recurring payment needs to foreign suppliers. The tool also offers convenient multi-currency invoicing services. For established companies seeking a traditional yet modernized banking solution, HSBC Global Money combines the strength of an international bank with advanced digital features. You benefit from an established global network, dedicated advisors, and international trade financing solutions—particularly useful for growing SMEs with strong ambitions for geographic expansion.
Otherwise, these other software programs may also be a good alternative to Airwallex.
