Adie Promo Code

Adie (Association pour le Droit à l'Initiative Économique) is a French organization that supports entrepreneurs wishing to set up or develop their own business, particularly those facing obstacles to accessing financing. It offers microcredit solutions, training and personalized support to help entrepreneurs turn their projects into reality.

Adie also emphasizes the importance of social and economic inclusion, promoting entrepreneurship as a means of creating jobs and revitalizing communities. Through its network of partners and volunteers, Adie supports a wide range of entrepreneurs, from beginners to experienced entrepreneurs. By choosing Adie, entrepreneurs can benefit from invaluable support in overcoming the challenges associated with starting a business.

Is the Adie loan right for me?

• I need money for my business project, maximum: €10,000.
• Banks are unlikely to finance my project.
• A friend of mine, who believes in my project, is willing to guarantee my loan for 50% of the amount borrowed.
• I'm freelancer, a micro-entrepreneur, an employee, a jobseeker, a student, on minimum social benefits, retired... In short, whatever my situation!

How can I get an Adie loan in less than two weeks?

1. I make an appointment by chat or telephone with one of Adie's 180 branches to apply for financing.
2. On the big day, I bring all the documents to present my project:
   • Proof of income
   • 3 most recent personal and business bank statements (if I'm already in business)
   • Identification
   • Driving license (for vehicle purchase/repair)
3. I receive my reply within 10 days. Once my application has been accepted, the money is released within 48 hours and transferred to my account.

How does it work?

• Amount: up to €10,000
• Repayment terms: from 6 to 36 months
• Possibility of deferring 1st payment by up to 3 months
• Rate: 7.45% (fixed rate)
• Solidarity contribution: 5% of the loan amount to help Adie operate and enable other people to be financed.

For example:

I'm borrowing €6,000 to buy some equipment and I'm choosing to repay my loan over 30 months. My total monthly payments are €219.82.

The monthly cost of my loan is €29.82, and the total cost of financing is €894.63 over 30 months. The TEG (Taux effectif global) is 11.61%.

Good to know:

• The "prêt d'honneur" (up to 3,000€ under certain conditions) can complete my financing request.
• I can repay my loan early without any fees or penalties.
• The interest rate can be replaced by an administration fee.

What's more, Adie provides me with free support to help my business succeed:

To help me manage my business on a day-to-day basis, Adie offers me free support and expertise. Discover Adie's support offer:

• "Je Deviens Entrepreneur": a one- to two-week training course leading to certification , to help me successfully set up my own business,
• business start-up specialists, available by appointment,
• an " SOSEntrepreneurs" hotline: available on 0 969 328 110 every afternoon from Monday to Friday,
• good deals negotiated with partners,
• tailored professional insurance at negotiated rates.